# Withdrawals

> See when you can take money out of KiwiSaver before you turn 65, such as for financial hardship or serious illness, and how to apply.

- [KiwiSaver hardship withdrawal](https://kiwisaverproviders.co.nz/withdrawals/hardship-withdrawal): A KiwiSaver hardship withdrawal lets you take out money early if you can't cover basic living costs. Find out who can apply, how much you can withdraw and how to get started.